Dispute negative items in credit report writing credit letters that can hike up your credit score By Expert Author Justine Anderson There are times when you can find negative or inaccurate information on your credit report after you have gone through it. It is very much important that you dispute these negative items for...
Goodwill Letters – How a Late Credit Card Payment Can Be Removed With a Goodwill Adjustment Letter By Steve Johnson A goodwill letter — or as it is sometimes called, a “goodwill adjustment letter” — is an easy, common-sense solution you can use to...
By Lyn Collier When you write a creditor to explain your late payments (mortgage, car, or credit card), the letter should state: why you are late, (see paragraph 1 of the letter below) how serious you are about fulfilling your commitment to them (paragraph...
“8 Things To Remember While Writing A Debt Negotiation Letter” By Expert Author Amy Lewis A lot of consumers spend more than their means allow and pile up huge unsecured debts. The creditors threaten them over phone and debt takes a toll on their...
Jason Oswald reminds us of an easy way to stop debt collector harassment. He notes there are three powerful words that most debt collectors fear, because they know if they say or do the wrong thing, they could get into a lot of trouble....
Sample template on how to write a short 100-word explanation to explain negative credit entries in your credit reports.